At the Stearns Retirement Group, our approach to Medicare is a crucial piece to coordinating the retirement landscape for our clients. You’ve earned your right to the benefits of Medicare after years of paying into the system, and you want to make sure that you understand how it works, what it covers and what it leaves out.

Many people are surprised to find out about the limits of Medicare coverage after they need care – and by then it’s too late. We specialize in educating you on how Medicare works and how to think about supplementing what’s left out. We have all the current pricing of potential policies in your area so that you can compare them all in one simple meeting. Then you can get back to enjoying life.

For many people, their Social Security benefit represents their largest financial asset. This is not something to approach lightly. There are many questions to consider when determining your strategy: When should I begin? How can I maximize it? How can I know which strategy will fit best with my goals? How does my spouse or ex-spouse’s benefit affect mine? How does the new law (The Bi-Partisan Act) passed in November 2015 change my approach? These are just a few of the things taken into consideration when we educate and advise you regarding your best way forward in claiming Social Security benefits. It’s crucial to get all the facts before committing to your choice.